Surgery on Demand Plan
Our plan provides a benefit to help cover gaps in traditional life and health insurance plans and helps minimize any resulting financial hardships that result in loss of life due to a listed surgical procedure. This coverage is an affordable benefit at an important time.
Coverage When You Need it Most
This product is designed to pay the amount selected as the principal sum benefit. This amount will be payable should there be a loss of life during the period of hospitalization while undergoing one of the elective procedures and surgeries listed below*.
Surgery on Demand Coverage Highlights
The benefit provides coverage for the following elective procedures and surgeries:
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Cardiac Valve and Other Major Cardiothoracic Procedures
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Cervical Spinal Fusion
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Caesarean Section
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Coronary Bypass
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Hip/Knee/Shoulder Replacement (Primary)
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Hip/Knee/Shoulder Replacement (Revision)
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Laparoscopic Outpatient
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Major Male Pelvic Procedures
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Major Small and Large Bowel Procedures
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Operating Room Procedures for Obesity
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Spinal Fusion except Cervical
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Stomach, Esophageal and Duodenal procedures
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Uterine and Adnexa Procedures for Non-Malignancy
*Subject to the policy limitations, exclusions and provisions.
